Fractional CFO services and cash flow forecasting
Get CFO-level planning without a full-time CFO salary: budgets, cash flow forecasts, KPI dashboards and financial models, built by accountants who are also Excel experts.
What is included in fractional cfo & forecasting
Bookkeeping tells you what happened. A CFO function tells you what is about to happen and what to do about it — whether you can afford the next hire, how much cash you need in the slow season, which products actually make money.
Our fractional CFO service combines accounting with the spreadsheet and dashboard skills our firm started with. Forecasts are built to be updated, not rebuilt, and dashboards refresh from your accounting data.
Budgeting
An annual budget built with you, then tracked monthly against actual results.
Cash flow forecasting
A rolling 13-week forecast so you see a cash crunch months before it arrives.
KPIs and dashboards
The handful of numbers that run your business, on one screen.
Financial models
Three-statement models for loans, investors, acquisitions and pricing decisions.
Signs you need fractional cfo & forecasting
- 1You are profitable but always short of cashForecasting finds the timing gap.
- 2You are raising money or applying for a loanYou need projections that hold up to questions.
- 3You are planning a big decisionA hire, a location, a price change.
- 4You want a sounding boardSomeone who knows your numbers to talk decisions through.
What you receive
- Annual budget
- Rolling 13-week cash flow forecast
- Monthly KPI dashboard
- Budget-vs-actual commentary
- Scenario and financial models as needed
- Regular review calls
$15 per hour for ongoing CFO support, forecasts and models. See pricing or what bookkeeping costs.
Fractional CFO & forecasting FAQ
A part-time or project-based financial leader who handles planning, forecasting and analysis for businesses that do not need or cannot yet afford a full-time CFO.
Forecasts are only as good as the actuals behind them, so most clients combine the two. If your books are already strong, we can work from them.
No. We provide financial planning and analysis for your business, not investment or legal advice.
Get a free quote — $15 per hour
Reply from Jay within one business day with a written scope and an estimate of hours at $15 per hour. No obligation.
Fractional CFO & forecasting in every US state
We work with businesses in all 50 states and DC. Each state page covers its own income tax, sales tax and business filing rules.
Accountant in Alabama · Accountant in Alaska · Accountant in Arizona · Accountant in Arkansas · Accountant in California · Accountant in Colorado · Accountant in Connecticut · Accountant in Delaware · Accountant in Washington DC · Accountant in Florida · Accountant in Georgia · Accountant in Hawaii · Accountant in Idaho · Accountant in Illinois · Accountant in Indiana · Accountant in Iowa · Accountant in Kansas · Accountant in Kentucky · Accountant in Louisiana · Accountant in Maine · Accountant in Maryland · Accountant in Massachusetts · Accountant in Michigan · Accountant in Minnesota · Accountant in Mississippi · Accountant in Missouri · Accountant in Montana · Accountant in Nebraska · Accountant in Nevada · Accountant in New Hampshire · Accountant in New Jersey · Accountant in New Mexico · Accountant in New York · Accountant in North Carolina · Accountant in North Dakota · Accountant in Ohio · Accountant in Oklahoma · Accountant in Oregon · Accountant in Pennsylvania · Accountant in Rhode Island · Accountant in South Carolina · Accountant in South Dakota · Accountant in Tennessee · Accountant in Texas · Accountant in Utah · Accountant in Vermont · Accountant in Virginia · Accountant in Washington · Accountant in West Virginia · Accountant in Wisconsin · Accountant in Wyoming
Often combined with this
Financial modeling
Three-statement models, forecasts and scenarios built to be audited.
Open →A12r2Month-end close
A disciplined monthly close with a checklist, reconciliations and management reports.
Open →A12r3Excel dashboards
One screen that answers the questions your leadership team keeps asking.
Open →Get a free estimate for fractional cfo & forecasting
Twenty minutes is usually enough to understand your books and estimate the hours at $15 per hour. No obligation.